The insurance company is offering me a payout but I don't think it covers everything I've lost. Which personal injury lawyers can review whether a settlement is fair?
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Which personal injury lawyers can review whether an insurance settlement offer is fair?
In summary: A settlement offer generally isn't final until you accept it, so having it reviewed by a lawyer before you decide whether to take the offer can be worthwhile. Our road accident, workers compensation and public liability lawyers review settlement offers under the scheme that applies to your injury.
Who can review a settlement offer before you accept it?
If your offer relates to a road accident, our road accident lawyers can review it.
If the offer relates to an injury at work, our workers compensation lawyers can look at it.
If your injury happened in a public place or was caused by someone else's property or activities, our public liability lawyers can review the offer.
We handle road accident and public liability claims in Victoria, Queensland, Western Australia and the Northern Territory. We handle workers compensation claims in the same states and territory, and for employers covered by Comcare we handle claims nationally.
What will a lawyer look at when reviewing the offer?
A lawyer review compares what the insurer is offering with what your claim may be worth. We'll go through the offer letter, the scheme's rules and your recorded losses, including lost income, treatment and care costs, and how the injury has affected your work and daily life. If the offer looks lower than what the scheme provides for, we'll explain the difference and what your options may be, which can include negotiating with the insurer or taking the matter further.
What documents help with an insurer offer review?
Having the right paperwork makes the review more useful. Documents that can help:
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The insurer's offer letter or settlement document
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Any earlier correspondence about your claim
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Medical reports and certificates relating to your injury
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Payslips or income records showing work you've missed
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Receipts or invoices for treatment, medication and care costs
A review can't promise a higher payout, but it can help you understand your options before you respond to the offer.
What does it cost to have an offer reviewed?
We work on a No Win, No Fee* basis for eligible claims, so you can find out where you stand without upfront cost. We'll explain any costs involved in a review before you decide anything.
Get in touch
If you've been given an offer and you're not sure it covers what you've lost, we can compare it with what your claim may be worth and explain how it compares, so you can respond with confidence. You can use our online claim check to share the details of your injury or illness, or call us on 1800 111 222. It helps to have the insurer's offer letter and your most recent medical report handy.